The Haryana State Cooperative Apex Bank Ltd. commonly called as HARCOBANK occupies a vital position in the economy of Haryana State and has been financing farmers, rural artisans, agricultural labourers, entrepreneurs, etc. in the State and serving its depositors for the last 35 years.The short term cooperative credit structure of HARCO BANK consists of three tiers:
| State Level | 13 branches and 2 extension counters
at Chandigarh and Panchkula. |
| District Level | 19 Central Cooperative Banks with
their 336 barnches working in the length and breadth of the State. |
| Patwar-Circle Level | 2384 PACS (Mini Banks) catering to the
financial needs of 25.25 lacs members who are residing, mostly, in the rural areas of Haryana. |