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(A) HARCO BANK
The performance of HARCOBANK has been adjudged as
the best State Coop. Bank in the country. From the humble beginning in
November, 1966, this bank has grown into a sound financing institution of
outstanding credit worthiness. The following figures reveal its financial
strength and sound health:-
(Rs in Crores)
|
S.No |
Particulars |
1966-67 |
2002-03 |
2003-04
|
2004-05 |
2005-06 |
2006-07 |
|
I |
Own Fund |
0.82 |
304.83 |
336.41 |
367.10 |
409.60 |
471.75 |
|
II |
Deposits |
1.16 |
949.75 |
1117.69 |
1108.31 |
1172.70 |
1206.52 |
|
III |
Borrowings |
6.47 |
982.98 |
1002.31 |
1367.87 |
1497.18 |
2029.37 |
|
IV |
Loan Issued |
- |
2671.82 |
3141.05 |
3300.89 |
3823.25 |
2987.14 |
|
V |
Loan O/S |
7.47 |
1828.37 |
1840.28 |
2083.22 |
2393.19 |
2910.96 |
|
VI |
Profits |
0.04 |
37.67 |
29.29 |
35.96 |
37.00 |
25.63 |
|
VII |
Recoveries % |
97.49 |
99.41 |
99.51 |
98.46 |
99.85 |
99.76 |
|
VIII |
Wkg.Capital |
8.60 |
2266.32 |
2484.52 |
2876.22 |
3115.32 |
3867.36 |
(B) CREDIT LIMITS
During the current year NABARD has sanctioned a
S.T.Agri. Credit Limit amounting to Rs.949.55 crore under S.A.O. on behalf of
the District Central Coop. Banks in the state. Apex Bank has also sanctioned
various types of credit limits out of its own resources to CCBs and other
institutions as detailed given below :-
(Rs. in crores)
|
Sr.No. |
Type of
Institution |
Purpose |
Amount |
|
(i) |
CCB |
S.A.O. |
530.00 |
|
|
-do- |
Consumption |
28.10 |
|
|
-do- |
Shopkeeper |
93.00 |
|
|
-do- |
Salary earner society |
37.00 |
|
|
-do- |
Rural Artisan |
42.50 |
|
|
-do- |
Stocking of Fertilizer |
34.009 |
|
|
-do- |
Weavers society |
3.00 |
|
(ii) |
Confed |
Against hypothecation
of goods |
- |
|
(ii) |
Sugar Mills |
Pledge of Sugar |
279.55 |
(C) PROJECTION FOR 2007-08
Purpose-wise broad details of loans and advanced issued by the State
Cooperative Bank and outstanding during the year 2006-07 alongwith projections
for 2007-2008 are as under :-
Loans & Advances (Rs. in crores)
|
LOAN
ISSUED |
|
Particulars |
Actual
2006-07 |
Projected
2007-08 |
|
S.T.(SAO) |
2238.08 |
3000.00 |
|
S.T.(Others) |
665.77 |
750.00 |
|
M.T. Agri. |
62.75 |
74.00 |
|
M.T. Non-Agri.
NFF |
20.33 |
25.00 |
|
L.T. Non-Agri. |
0.21 |
1.00 |
|
Total |
2987.14 |
3850.00 |
|
|
LOAN
OUTSTANDING |
|
Particulars |
Actual
2006-07 |
Projected
2007-08 |
|
S.T.(SAO) |
1965.87 |
2450.00 |
|
S.T.(Others) |
474.86 |
570.00 |
|
M.T. Agri. |
363.53 |
445.00 |
|
M.T. Non-Agri.
NFF |
52.59 |
70.00 |
|
L.T. Non-Agri. |
54.11 |
65.00 |
|
Total |
2910.96 |
3600.00 |
|
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